Somerville Cottages Homes under $250,000

Welcome to Somerville Cottages, a delightful subdivision nestled in the heart of Chattanooga, Tennessee, within the scenic Hamilton County. This charming community offers a perfect blend of comfort, convenience, and affordability, with homes priced under $250,000, making it an ideal choice for first-time buyers, families, and anyone looking to embrace the vibrant lifestyle of Chattanooga.

Somerville Cottages features a collection of thoughtfully designed homes that exude warmth and character. Each residence showcases inviting layouts, modern amenities, and lovely outdoor spaces, perfect for enjoying the stunning Tennessee weather. With a variety of floor plans available, prospective homeowners can find the perfect fit for their lifestyle and needs.

One of the standout features of Somerville Cottages is its prime location. Residents can enjoy easy access to a plethora of local attractions, including parks, shopping centers, and dining options that reflect the unique culture of Chattanooga. The nearby scenic landscapes, such as Lookout Mountain and the Tennessee River, offer endless opportunities for outdoor recreation and relaxation.

Families will appreciate the community's proximity to reputable schools and family-friendly activities, ensuring a nurturing environment for children to grow and thrive. The sense of community in Somerville Cottages is palpable, with neighbors coming together for events and gatherings that foster a warm and welcoming atmosphere.

If you're searching for an affordable yet charming place to call home in Chattanooga, look no further than Somerville Cottages. Experience the perfect blend of comfort, community, and convenience—all within your budget!

Newest Somerville Cottages Homes under $250,000

$179,700

1 Beds ⋅ 1 Baths ⋅ 1543126 MLS

Brand-new. Move-in ready. Under $180,000. It sounds impossible in today's market, but it's here. At just $179,900, this is the lowest-priced new construction home currently available in Chattanooga, delivering a level of quality and value that's nearly impossible to find. While buyers continue to compete over aging homes, outdated renovations, and flipped properties with unknown histories, this home offers something entirely different--a fresh start with everything brand new, a builder's warranty, and the confidence that comes from knowing you won't be inheriting someone else's deferred maintenance or unexpected repair bills. Why gamble on an older home when you can enjoy the peace of mind that only new construction provides? No wondering when the roof will need replacing. No surprise HVAC failures in the middle of summer. No outdated plumbing or electrical. No expensive appliance replacements just months after moving in. Instead, enjoy the confidence of owning a brand-new home backed by a builder's warranty, allowing you to spend your money making memories instead of making repairs. And don't mistake this price for a builder cutting corners. This home is loaded with upgrades, including durable Hardie siding, quartz countertops, luxury vinyl plank flooring throughout, soaring 9-foot ceilings, abundant natural light, and a thoughtfully designed floor plan that lives larger than its footprint. Every finish was selected with quality, style, and long-term value in mind. Located in the growing Somerville Cottages community, you're just minutes from downtown Chattanooga, St. Elmo, Main Street, Broad Street, Publix, the Riverwalk, and the new Erlanger Stadium. It's a chance to own a brand-new home in an exciting location without stretching your budget.

3605 Hodley Avenue, Chattanooga

$249,700

2 Beds ⋅ 2 Baths ⋅ 1540819 MLS

Finding a brand-new DETACHED home in Chattanooga under $250,000 is hard enough. Finding one where construction is just beginning, you still have time to make your own selections, and eligible buyers may qualify for up to $21,000 in down payment assistance*? That's an opportunity worth paying attention to. Priced at $249,700, this brand-new 2-bedroom home in Somerville Cottages offers something increasingly difficult to find: the privacy and independence of a detached home, the confidence of new construction, and an attainable price point just minutes from downtown Chattanooga. Even better, construction is just getting started. Buy early enough and you'll still have the opportunity to select available colors, finishes and personal touches along the way. Rather than moving into someone else's version of a home, you can watch yours come together from the ground up and make it feel like your own before you ever receive the keys. At this price point, buyers are often asked to compromise. An older home may come with an aging roof, HVAC system, outdated finishes and expensive projects waiting around the corner. A quick renovation can leave questions about what was actually updated. Here, everything is new -- from the systems behind the walls to the finishes you see every day -- with the added peace of mind of a builder warranty. Inside, the thoughtful design makes every square foot count. Soaring ceilings, oversized windows and abundant natural light create a bright, open atmosphere, while the open-concept main level provides an inviting space for everyday living and entertaining. The kitchen features quartz countertops, modern cabinetry and stylish finishes that give the home a look and feel well beyond what you might expect at this price. Luxury vinyl plank flooring provides durability and easy maintenance, while two comfortable bedrooms and a beautifully finished full bathroom create a private retreat upstairs. Outside, a welcoming front porch gives you the perfect place for morning coffee, evening conversations or simply enjoying the neighborhood. For qualified buyers, there may be another significant advantage. This home meets the property requirements for the City of Chattanooga's Down Payment Assistance Program, which may provide eligible first-time homebuyers with up to $15,000 in City assistance. When combined with eligible THDA assistance, qualified buyers may be able to receive up to $21,000 in total down payment assistance.* Located in rapidly growing South Chattanooga, Somerville Cottages offers convenient access to downtown, Main Street, St. Elmo, Broad Street, Publix, the Tennessee Riverwalk and Chattanooga's newest stadium, along with restaurants, shopping, recreation and some of the city's most exciting new development. Brand-new. Detached. Two bedrooms. $249,700. The opportunity to make your own selections. And potential down payment assistance for qualified buyers. If you've been waiting for new construction that makes homeownership feel within reach, this is one you don't want to overlook. *Down payment assistance is not guaranteed. Buyer and property must meet applicable City of Chattanooga and/or THDA program requirements. Assistance amounts and availability are subject to program guidelines, funding and final approval. Buyer should verify eligibility and available assistance with a participating lender.

4712 Abraham Street, Chattanooga

$192,500

1 Beds ⋅ 1 Baths ⋅ 1540814 MLS

A brand-new detached home in Chattanooga for just $192,500 -- and eligible buyers may qualify for up to $21,000 in down payment assistance.* Opportunities like this simply do not come along often. Construction is now underway on this thoughtfully designed home in Somerville Cottages, giving you the rare chance to buy new at an approachable price while still getting in early enough to make it feel like your own. With estimated completion approximately four months away, there is still time to select available colors, finishes and personal touches before construction progresses. At a time when finding a brand-new detached home under $200,000 in Chattanooga is exceptionally difficult, this is an opportunity worth paying attention to. And the value goes well beyond the price. New construction means no aging roof waiting to be replaced, no outdated HVAC system, and no list of deferred maintenance projects greeting you after closing. Instead, you get the confidence of a newly built home, modern materials and systems, and the added peace of mind of a builder warranty. Inside, Somerville Cottages delivers the features buyers want most, including quartz countertops, 9-foot ceilings, abundant natural light and an open-concept floor plan thoughtfully designed to make the most of every square foot. The result is a home that feels bright, modern and comfortable without paying for space you don't need. For qualified buyers, the opportunity may be even more compelling. This home meets the property requirements for the City of Chattanooga's Down Payment Assistance Program, which may provide eligible first-time homebuyers with up to $15,000 in City assistance. When combined with eligible THDA assistance, qualified buyers may be able to receive up to $21,000 in total down payment assistance.* Somerville Cottages is located in rapidly growing South Chattanooga, just minutes from downtown, Main Street, St. Elmo, Broad Street, Publix, the Tennessee Riverwalk and Chattanooga's newest stadium. Restaurants, shopping, recreation and many of the city's most exciting new developments are all within easy reach. Whether you're purchasing your first home, downsizing, or simply looking for an exceptional value, this is a chance to own something increasingly difficult to find in Chattanooga: a brand-new, detached home at an attainable price -- with the opportunity to personalize it before it's finished. *Down payment assistance is not guaranteed. Buyer and property must meet applicable City of Chattanooga and/or THDA program requirements. Assistance amounts and availability are subject to program guidelines, funding and final approval. Buyer should verify eligibility and available assistance with a participating lender.

3629 Hodley Avenue 17, Chattanooga

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This information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but not guaranteed.