Hamilton County Homes under $400,000

Our website features the best real estate search for homes, condos, land and foreclosure properties available in Hamilton County and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes.

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood!

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Newest Hamilton County Homes under $400,000

$283,500

3 Beds ⋅ 2 Baths ⋅ 1544047 MLS

Welcome to 2412 Wilhoit Street in Chattanooga. This 3-bedroom, 2-bath home offers around 1,260 square feet of modern living with custom finishes, including shaker cabinets, quartz countertops, tray ceilings, a custom-tiled shower, and a warm fireplace as the living room centerpiece. The large deck overlooks a spacious fenced backyard, great for entertaining or quiet evenings. The location is hard to beat--about 10 minutes from downtown, 18 from Hamilton Place Mall, and roughly 7 minutes to the I-75/I-24 split. Buyer incentive: Qualified buyers may receive up to 30,000 toward closing costs when approved with the seller's preferred lender, subject to program terms and conditions. Modern style, great location, and an exceptional incentive-- This home has everything your heart desires at a great price. Schedule your showing today. 2412 Wilhoit is ready to welcome you.

2412 Wilhoit Street, Chattanooga

$292,900

3 Beds ⋅ 2 Baths ⋅ 1544041 MLS

HOUSE BEING SOLD, AS IS! Charming 1979 Home with In-Ground Pool, Detached Garage & Expansion Potential Welcome to 11116 Fritts Rd in Soddy-Daisy! Built in 1979, this home offers a comfortable layout, great outdoor amenities, and plenty of opportunity to make the space your own. The main level features an open-concept living area that flows naturally into the kitchen, creating an inviting space for everyday living and entertaining. Conveniently located near the kitchen, the laundry room includes an additional half bath. Upstairs, you'll find three bedrooms and a full bathroom. Outside, enjoy the in-ground swimming pool--perfect for relaxing, entertaining, and making the most of the warmer months. A detached two-car garage provides excellent storage and parking, while the attached craft room offers a versatile space for hobbies, a workshop, home office, or creative pursuits. With its established character, functional layout, in-ground pool, detached garage, and opportunity for future improvements, this property offers a great combination of existing features and potential. Conveniently located in the Soddy-Daisy area, this is a property worth seeing in person!

11116 Fritts Road, Soddy Daisy

$310,000

3 Beds ⋅ 3 Baths ⋅ 1544037 MLS

New Price. Open house Sunday October 11 from 2pm to 4pm . This home has already successfully completed a home inspection and FHA appraisal, offering added confidence for the next buyer. Nestled at the end of a quiet cul-de-sac, this charming two-story home features 3 bedrooms, 2.5 baths, and a large fenced backyard bordered by mature woods for added privacy. Inside, you'll find spacious living areas, a bright kitchen, separate dining room, and new hardwood flooring on the second floor. Outside, enjoy plenty of room for pets, play, and entertaining, along with a custom fire pit area and peaceful wooded backdrop. Recent improvements include new gutters installed last year and a water softener. The refrigerator, washer, dryer, outdoor swing, and storage shed all remain with the property. With its private cul-de-sac setting, generous fenced yard, recent updates, and included appliances, this home is move-in ready and waiting for its next owner. Schedule your showing today!

9328 Branford Drive, Soddy Daisy

$359,000

3 Beds ⋅ 4 Baths ⋅ 1544038 MLS

Welcome to The Outpost, a modern townhome community picturesquely located at the foot of Raccoon and Aetna mountains and just minutes from downtown Chattanooga. Whether you are looking for a convenient primary residence, a weekend crash pad or a potential STVR, these architecturally distinctive units reminiscent of a mountain chalet offer proximity to hiking and biking trails, the Tennessee River, additional local mountains and parks, The Black Creek Golf Club, shopping, restaurants and more. This spacious 3 bedroom, 3.5 bath end unit boasts an open floor plan, the primary on the main, great natural lighting, LVP and tile flooring throughout and great outdoor living spaces to take advantage of the setting. The main floor features a dedicated foyer with access to the primary suite and the powder room. It then leads to the open kitchen and living room. The kitchen has granite countertops, tile backsplash, soft-close cabinetry, stainless appliances and a nice pantry under the stairs. The living room has access to the deck, providing a nice flow for everyday living. Head upstairs where you will find 2 additional en suite guest bedrooms and a hall laundry closet with stackable washer and dryer. One of the bedrooms is definitely primary worthy with the bath boasting a tiled shower and large linen closet, and the 3rd bedroom suite offers a private balcony. All in all, a great layout and a great location, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

4160 Outpost Way, Chattanooga

$350,000

4 Beds ⋅ 2 Baths ⋅ 1544039 MLS

**MORE Pictures coming soon***The property qualifies for special financing with Trust Federal Credit Union*** Picture slow mornings with coffee in hand, weekend cookouts in a level backyard and evenings gathered around the table with the people you love. This 4-bedroom, 2-bath single-story home offers 2,124 square feet of comfort living in Chattanooga's East Ridge area, with the big updates already done so you can spend your time enjoying it. Inside, the main living areas are all on one level, with just a few steps adding character between spaces. The kitchen is ready for everything from busy weeknight dinners to holiday hosting, with a new floor, some updated plumbing, a 2026 stove and dishwasher, and a 2024 refrigerator. Four bedrooms give everyone room to spread out, with space for guests, a home office, a playroom or a hobby room. Both full bathrooms have been updated with some grab bars added. Behind the walls and overhead, this home has been cared for in ways that bring real peace of mind: a durable metal roof, an electrical panel about two years old, a new main drain in the crawlspace, a new city provided sewer main, new attic venting and an added 8 inches of insulation for year-round comfort. Step outside to a level lot that's easy to enjoy, whether you're planting a garden to add to your Peach, Fig, Apple, Banana, Kiwi, Blueberry, and Blackberry plants or throwing a ball or relaxing outdoors on a warm evening. With shopping, dining and parks nearby and quick access to I-75, getting around town is simple. Move-in ready, thoughtfully updated and full of room to live, 1236 S Seminole Drive is ready for its next chapter. Schedule your private showing today!

1236 S Seminole Drive, Chattanooga

$305,000

2 Beds ⋅ 2 Baths ⋅ 1544036 MLS

Welcome to Village of Ashwood! With the convenience of nearby shopping, restaurants, and medical facilities, this beautiful community has it all. Sidewalks for walking, a clubhouse for gathering, and a swimming pool for leisure and fitness round out why this charming community is so desirable. This townhome is spotless. Its LVT flooring in the main living area is pretty and maintenance free. The kitchen, open to the firelit living room, boasts pretty wood cabinets with pull out shelving, granite counter tops, pendant lighting, and a generous pantry. Just off the kitchen and the garage is the utility room. (washer and dryer convey if buyer desires.) The primary bedroom offers a large walk in closet and a well appointed bathroom, while the second bedroom offers plenty of space as well. A second full bathroom makes having guests convenient for all. In addition, this townhome is located within steps of the club house and pool! The HOA at Village of Ashwood allows maintenance free living as it provides all lawn and exterior maintenance.

2419 Baskette Way, Chattanooga

$169,000

3 Beds ⋅ 2 Baths ⋅ 1544035 MLS

RARE INVESTMENT OPPORTUNITY -- SELLER ACCEPTING ALL OFFERS NOW! Bring your vision and take advantage of an opportunity to purchase a home well below online estimated values. Zillow currently estimates the property at approximately $246,400, while another automated valuation reflects approximately $250,000. Property is priced to reflect its current condition and needed repairs. The home sits on a large, level, fenced yard in a super-convenient location just minutes from I-75, shopping and restaurants. Features include an attached carport, large covered front porch, screened back porch, open floor plan and wood-burning fireplace. The property needs renovation before it reaches its full potential. Seller has obtained an approximately $45,000 contractor quote from Eric Walters Construction to complete identified work, including: • Ceiling repairs in three rooms • Electrical work in the kitchen and main living room • New flooring throughout • Interior painting throughout • Kitchen renovation/upgrades • Light exterior cleanup and improvements The property is currently occupied, and the occupants are preparing to relocate out of town. Seller is motivated, ready to move and considering ALL OFFERS NOW. Qualified buyers may also be eligible for a 1% incentive when financing through preferred lender HomeRate Mortgage, subject to lender guidelines, loan qualification and applicable program terms. Investor, renovation or value-add opportunity -- bring your offer! Contact the listing Realtor for property details, contractor information, showing instructions and financing options. Buyer to verify square footage, school zones, property condition, repair estimates and all information deemed important to the purchase.

1622 Waterhouse Street, Chattanooga

$275,000

2 Beds ⋅ 1 Baths ⋅ 1544034 MLS

There's so much to love and appreciate in this charming 2 bedroom, 1 bath home with its inherent character and modern updates. Recently finished hardwood floors complement the home's original doors and hardware, while replacement windows and 2 inch blinds provide added comfort and convenience. Enter the home from the spacious, partially covered front porch into the comfortable and sunlit living room. Its large windows and fire place add to its charm and comfort to enjoy throughout the day. The eat in kitchen, which can be conveniently accessed from the driveway, offers modern appliances and a laundry closet with a stackable washer and dryer. These were purchased in 2022 and convey with the home. The home's two bedrooms feature cedar lined closets, and the bathroom, which was renovated in 2019, features custom tile and convenient storage. Parking is abundant with the two car carport that this home offers, and the side ''stoop'' provides convenient access to the driveway. As well, the driveway has an attached gate that can be closed off when needed. Recent updates of this meticulously maintained home include: Refrigerator-2024, Tankless water heater-2023, Washer and Dryer-2022, 2'' blinds on all windows-2021, HVAC (2019 model)-2020, New windows-2020, Crawlspace dehumidifier-2020, Bathroom remodel-2019, Hardwood floors refinished-2019, Outdoor shed-2023 and Wood fencing-2023. Lasty, this home is SO conveniently located just 6 miles from downtown Chattanooga, and a stone's throw from Highway 127.

3711 Lamar Avenue, Chattanooga

$288,580

3 Beds ⋅ 2 Baths ⋅ 1544011 MLS

This charming home offers perfect location, convenience to restaurants, shopping, schools, lakes and entertaining family and friends with a huge, fenced back yard and firepit for those cool nights. back deck and a front porch enter into a beautiful living room with vaulted ceilings dining area and an adjacent heated and cooled sunroom, the kitchen offers all appliances to stay and beautiful wood cabinets, tile flooring and pantry. Laundry closet on main level, Master bedroom is on main level with fabulous bath and walk-in closet, 2 bedrooms downstairs with a bath oversized garage with workshop area. Move in ready, with room to enjoy the quiet comfort living this home offers. The right mix of location and value awaits you.

9024 Chip Drive, Soddy Daisy

$359,990

4 Beds ⋅ 3 Baths ⋅ 1544018 MLS

Move-in ready December! The Coleman plan in Ryall Branch, located in the highly desirable East Brainerd area, offers the kind of space, functionality, and everyday comfort you have been searching for. Just minutes from local dining, grocery stores, shopping, and convenient access to I-75, this home delivers both accessibility and value in one of Chattanooga's most popular areas. From the moment you step inside, the home feels open, comfortable, and easy to live in. A welcoming formal dining room creates the perfect space for entertaining. Just beyond the powder room and coat closet, the space opens into an airy main living area filled with natural light from added family room windows. The chef inspired kitchen was designed to be both stylish and practical, featuring granite countertops, upgraded cabinetry, and kitchen island with pendant lighting. The space seamlessly flows into the breakfast area and spacious family room, making everyday routines and entertaining feel effortless. Upstairs, the private owner's suite offers a relaxing escape with a spa-inspired bath featuring dual vanities, an oversized shower, and a large walk-in closet. Three additional bedrooms provide flexibility for family, guests, hobbies, or extra workspace, giving you endless possibilities. Luxury vinyl plank flooring, elevated finishes, and carefully selected details throughout give the home a polished, modern feel while still feeling warm and inviting. Outside, enjoy a covered patio and a lower maintenance homesite that allows for outdoor enjoyment. Take advantage of exclusive seller incentives when using the preferred lender. Photos representative of plan not actual home being built.

8678 Ryall Drive, Chattanooga

$394,990

4 Beds ⋅ 3 Baths ⋅ 1544013 MLS

Move-in ready January! The McGinnis plan in the new Ryall Branch community, in the heart of East Brainerd, delivers the desirable combination of 4 bedrooms, 2.5 baths, and exceptional value in a highly convenient location. Just minutes from local restaurants, grocery stores, shopping, and quick access to I-75, this home makes commuting and everyday errands incredibly easy while still offering the feel of a tucked-away community. Inside, the thoughtfully designed layout offers generous living spaces with an effortless connection between the stylish kitchen, dining area, and the spacious sunlit family room--creating the ideal setup for entertaining, family time, or everyday comfort. The main level offers a private office, perfect for working from home, a dedicated homework space or flex for another use. Added windows and lighting brightens the home for a warm airy feeling. Upstairs, the serene owner's suite features a well-appointed bath with marble countertops, an oversized garden tub and separate shower, and convenient direct access to the laundry room. Large secondary bedrooms and a versatile loft provide plenty of room for a media space, playroom, or additional lounge space. Designer-selected upgrades throughout include a kitchen island, granite countertops, upgraded cabinetry, luxury vinyl plank flooring, iron stair rails, enhanced natural light, and a covered patio overlooking a low-maintenance homesite that lets you spend more time enjoying your home and less time maintaining it. New construction means modern energy efficiency, low maintenance, warranty protection and the peace of mind that comes with owning a brand-new home. Take advantage of exclusive seller incentives when using the preferred lender. Photos representative of plan and not actual home being built.

8666 Ryall Drive, Chattanooga

$389,000

3 Beds ⋅ 2 Baths ⋅ 1543999 MLS

Sometimes you see a home and immediately understand how well cared for it is. Inviting from the moment you walk in the door, bright and open, meticulously maintained, and in an established neighborhood with sought after school zones; This is 8930 Chaffin Lane. The long list of updates the current owners have made to this cozy, move in ready home are both functional and fashionable. Be sure to take a look at the list of updates in the documents or ask your agent for a copy. Outdoor enjoyment spaces abound: enjoy an evening by the fire pit out back as fall cools off, dine on the completely rebuilt composite deck with privacy wall, or enjoy dinner right off the kitchen in the screened-in patio. As you enter the front door, you can't help but notice the soaring ceilings with decorative beams. Downstairs there are two bedrooms with a shared bath, both well sized and newly carpeted. The dining room flows with the kitchen thanks to a recent opening of the space that allows natural light in. The kitchen has ample space and layout for all your cooking needs. Upstairs the VERY large primary suite has it's own Juliette balcony with sliding screen door to let the breeze in, and a large primary bath and walk in closet en suite. Across the catwalk is a fourth room that could be used as an office, nursery, or bonus room...the possibilities are endless. Again, the list of updates is far too many to list here! They include items that ensure the home is functional and cared for in the years to come: back yard cleared out and made significantly more functional and enjoyable, popcorn ceilings removed in most areas, bathrooms updated and retiled, a whole house water filtration added, insulation added to the attic, fixtures and electrical updates, RoofMaxx treatment sealant on the roof, and so much more! Zoned for Westview and Ooltewah high, move into a well established neighborhood and make this lovely home yours!

8930 Chaffin Lane, Chattanooga

Start Your Search

Listing data is derived in whole or in part from NALMLS and is for consumers' personal, non-commercial use only. All data should be independently verified..

This information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but not guaranteed.