Chattanooga Homes under $350,000

Welcome to Chattanooga, Tennessee, a vibrant city nestled in the heart of Hamilton County, where stunning natural beauty meets a rich cultural tapestry. Known for its picturesque landscapes, including the breathtaking views of Lookout Mountain and the serene banks of the Tennessee River, Chattanooga offers an idyllic setting for families, young professionals, and retirees alike.

Chattanooga is not just about stunning scenery; it boasts a thriving downtown area filled with eclectic shops, delightful restaurants, and a lively arts scene. The city is home to several museums, including the Tennessee Aquarium, which is one of the largest freshwater aquariums in the world, and the Creative Discovery Museum, perfect for families with children. Outdoor enthusiasts will revel in the countless hiking and biking trails, as well as opportunities for rock climbing and water sports.

For those looking to call Chattanooga home, you’ll be pleased to discover a range of charming homes available for under $350,000. This budget-friendly segment of the market offers a variety of options, from cozy bungalows to modern townhouses, ensuring there’s something for everyone. With its affordable housing market, you can enjoy the comforts of home without compromising on quality or location.

Whether you're drawn to the city's rich history, its vibrant community spirit, or the myriad outdoor activities, Chattanooga is a place where you can truly thrive. Explore the possibilities of finding your dream home in this enchanting city, and experience all that Chattanooga has to offer!

Newest Chattanooga Homes under $350,000

$334,990

3 Beds ⋅ 2 Baths ⋅ 1543956 MLS

Move in Ready December! The Foxcroft plan, located in Ryall Branch, in the highly sought after East Brainerd. The efficiently designed Foxcroft offers a lot of home at a great value. This home's open living design functions nicely, featuring a popular open-concept kitchen, a center island for countertop dining, and an adjacent breakfast nook and family room, making the space perfect for entertaining. The well-equipped kitchen features upgraded 42'' upper cabinets with a quartz countertop, an elegant backsplash, and stainless-steel appliances. Step outside from the family room onto your covered back patio, perfect for your morning cup of coffee or relaxing into the evening. Upgraded vinyl plank flooring offers a seamless transition from room to room throughout the entire home. The spacious primary suite with walk-in closet and spa-like ensuite bathroom creates a true retreat with a large tiled shower. Two additional bedrooms, an additional full bath and laundry complete this home for ideal single level living. With 9ft ceiling heights. Photos representative of plan not of actual home being built. Wonderful opportunity to own new construction. Seller incentives with use of preferred lender.

8690 Ryall Drive, Chattanooga

4005 Creekwood Terrace Lane, Chattanooga

$290,000

4 Beds ⋅ 3 Baths ⋅ 1543953 MLS

Single-level living meets unbeatable convenience in this 4-bedroom, 3-full-bath brick rancher! Set on a spacious half-acre, fully fenced lot, this home offers plenty of room to spread out while keeping everyday living easy. LVP flooring runs throughout, and abundant storage adds practicality for busy households. Enjoy being within walking distance of South Chickamauga Creek for kayaking, paddle boarding, and outdoor adventures. Centrally located with easy access to East Brainerd, Hixson, downtown Chattanooga, and beyond, this home makes commuting and exploring the city a breeze. The roof over the porch was replaced in 2024, adding peace of mind. If you're looking for space, convenience, and one-level living, this one is ready for you!

4005 Creekwood Terrace Lane, Chattanooga

$299,900

3 Beds ⋅ 2 Baths ⋅ 1543948 MLS

Welcome to the heart of Chattanooga's thriving Glass Farms District, one of the city's most exciting emerging neighborhoods, where revitalization and investment continue to shape the future. Ideally situated just one block from the Glass Street Collective, this exceptional residence places you within easy reach of local restaurants, boutiques, community gathering spaces, and the energy of one of Chattanooga's fastest-growing corridors. Beautifully reimagined from the ground up, this home seamlessly blends timeless architectural character with sophisticated modern living. Original fireplaces and custom built-in cabinetry have been thoughtfully preserved, adding warmth, charm, and a sense of history, while an extensive renovation introduces contemporary finishes and designer fixtures throughout. Every detail has been carefully selected to create a home that honors its heritage while offering the comfort, style, and quality today's discerning buyers expect. New appliances to be installed prior to closing. This is a rare opportunity to own a beautifully restored home in one of Chattanooga's most promising and vibrant communities.

2708 N Chamberlain Avenue, Chattanooga

$249,500

2 Beds ⋅ 2 Baths ⋅ 1543938 MLS

Personal Interest -Listing agent is related to the seller. Here is a great, low maintenance 2-bedroom, 1.5 bathroom townhome in close proximity to downtown Chattanooga, Hamilton Place, local Hixson amenities, top restaurants, shopping, and parks. This spacious home features an open-concept living room and kitchen. The main level boasts hardwood flooring, a half bath, a laundry room, and a kitchen equipped with stainless steel appliances, a spacious breakfast counter, and ample room for a dining table. The upper level includes a full bath and two generously sized, carpeted bedrooms. The primary bedroom features a large walk-in closet, while the second bedroom offers two large closets. Additional updates and features include: - A newly installed HVAC unit - Fresh interior and exterior paint in select areas - Outdoor living space options, including a large front porch and a back deck for grilling out - Lots of storage space Make your appointment today before you miss this opportunity. TV stand/Fire place display in living room will not remain with property.

4114 Watson Road, Chattanooga

$250,000

3 Beds ⋅ 2 Baths ⋅ 1543885 MLS

Whether you are looking for primary residence in a super convenient Red Bank neighborhood or an investment property to add to your portfolio, then this 3 bedroom, 2 bath, split-level home with a double garage could be the opportunity that you have been seeking! Your tour begins with the entry from the front porch to the living room which has LVP flooring, crown molding, a mountain stone fireplace and opens to the breakfast/dining room and kitchen. The dining area has wonderful natural lighting with a sliding glass door to the deck, and the kitchen is cottage -style with tile countertops, glass display cabinetry, stainless appliances and access to the ''basement'' garage with laundry area. A dew steps up, you will find the primary suite which has a private bath with a tiled shower, 2 additional bedrooms and a hall bath with a furniture vanity and a tub/shower combo with tile. There is a patio area on the lower-level overlooking the back yard which is wooded in back providing a nice privacy buffer. Close to the schools, shopping, restaurants an easy commute to both Hixson and downtown Chattanooga, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

3418 Martin Road, Chattanooga

$290,000

2 Beds ⋅ 2 Baths ⋅ 1543884 MLS

This modern two bedroom condo puts downtown Chattanooga right at your doorstep in this spacious two-bedroom unit-- a convenient walk to UTC and all the shops, restaurants, and gathering spots along MLK Blvd! Whether you're looking for a place to call home or a solid low maintenance rental investment, this unit with two private bedroom suites offers a flexible layout for roommates or guests. Nine-foot ceilings and hardwood flooring create an inviting, open living and dining area, complemented by a kitchen with granite countertops, stainless steel appliances, abundant cabinetry, and bar-top seating. The primary suite features a spacious walk-in closet leading to its private full bath, while sliding glass doors open the living room to a covered deck. Add to this an in-unit stackable washer and dryer, reserved off-street parking, and secure building access for everyday convenience. Pets are allowed, and the unit is eligible for FHA financing--an appealing opportunity to enjoy downtown living close to campus, dining, and entertainment.

863 Flynn Street Apt 204, Chattanooga

$300,000

2 Beds ⋅ 1 Baths ⋅ 1543874 MLS

Welcome to 611 Tremont Street, a charming home in one of Chattanooga's most sought-after NorthShore locations. Full of character and warmth, this cozy property offers an incredible opportunity to enjoy the convenience and lifestyle that make this area so desirable. Located just minutes from the heart of NorthShore, you'll have easy access to local restaurants, coffee shops, boutiques, parks, the Tennessee River, and downtown Chattanooga. The home is also zoned for the highly regarded Normal Park Lower School and Normal Park Upper School, adding even more appeal to this established neighborhood. Inside, you'll find a home with personality, charm, and inviting spaces that feel comfortable from the moment you walk through the door. Whether you're looking for a place to make your own, a property with potential to update over time, or an investment in a highly desirable Chattanooga location, 611 Tremont Street offers plenty of possibilities. With its prime NorthShore location, sought-after school zoning, neighborhood character, and investment potential, this is an opportunity to own a piece of one of Chattanooga's most loved communities.

611 Tremont Street, Chattanooga

$209,000

3 Beds ⋅ 2 Baths ⋅ 1543861 MLS

Opportunity Knocks at 1008 Hurst St! Conveniently located near the Chattanooga Red Wolves Stadium, interstate access, and exciting new developments, this home offers incredible potential in a growing area. Inside, you'll find beautiful hardwood floors, a spacious kitchen, and a cozy screened porch perfect for relaxing. Step outside to enjoy the level, fenced backyard -- ideal for pets, play, or entertaining. Whether you're looking for an investment opportunity or a place to make your own, this property is full of possibilities. HVAC was replaced in 2021. Home is being sold in its as/is condition. Information is deemed to be reliable, but is not guaranteed. Buyer should verify any information of concern, including but not limited to schools and square footage.

1008 Hurst Street, Chattanooga

$179,900

3 Beds ⋅ 2 Baths ⋅ 1543856 MLS

Updated 3 bedroom, 2 bath home on a corner lot only 10 minutes from downtown Chattanooga. This one level home now has refinished hardwoods and LVP, a new water line, new plumbing, new HVAC, new water heater, new cabinetry and vanities, new light fixtures, fresh paint inside and out, a new gravel parking area and more. The floor plan boasts entry from a covered front porch to the living room, a kitchen with painted cabinetry, wood countertops and white appliances, a laundry room with secondary access to the exterior and the side yard, 2 bedrooms that share the use of the hall bath with new furniture style vanity and a tub/shower with tile, and a 3rd smaller bedroom with a private bath that has a separate shower and would also be perfect as an office or playroom. Whether you are looking for a convenient primary residence or a home to add to your rental portfolio, then this could be the opportunity you have been seeking, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

1701 Stanfiel Street, Chattanooga

$249,000

3 Beds ⋅ 2 Baths ⋅ 1543832 MLS

Welcome home to this brand-new 3-bedroom, 2-bath home offering 1,200 square feet of thoughtfully designed living space. Built in 2026, this home features a bright, open-concept floor plan with durable flooring throughout and a clean, modern finish. The kitchen is the heart of the home with white cabinetry, granite countertops, stainless steel appliances, black hardware, and a large center island offering plenty of additional prep and gathering space. The kitchen flows directly into the main living area, creating an open and functional layout for everyday living and entertaining. The primary bedroom offers a private bath, while two additional bedrooms and a second full bath provide flexible space for a variety of needs. A dedicated laundry area adds convenience, and the home also includes a builder's warranty for added peace of mind. Outside, enjoy the covered front porch and manageable 0.15-acre lot. Conveniently located in Chattanooga with easy access to shopping, dining, schools, and major roadways.

1016 Tunnel Boulevard, Chattanooga

$249,000

3 Beds ⋅ 2 Baths ⋅ 1543824 MLS

1012 Tunnel Boulevard, Chattanooga

$235,000

3 Beds ⋅ 2 Baths ⋅ 1543816 MLS

Welcome to 3307 E 43rd Street, a beautifully updated 3 bedroom, 2 full bathroom home offering a fantastic blend of modern style, comfortable living, and private outdoor space. Step inside to a bright and inviting open floor plan with thoughtful updates throughout. The spacious living area flows seamlessly into the dining and kitchen spaces, creating an ideal layout for both everyday living and entertaining. Luxury vinyl plank flooring runs throughout the home, adding a fresh, modern feel while offering easy maintenance. The spacious primary suite provides a relaxing retreat and features a beautifully updated ensuite bathroom with a double vanity and plenty of room to unwind. Two additional bedrooms offer flexibility for guests, a home office, or additional living space. Outside, you'll find one of the home's standout features: a large covered back deck overlooking the private backyard. Surrounded by beautiful mature trees, the backyard offers a peaceful and secluded setting that's perfect for morning coffee, entertaining, or enjoying the outdoors. The covered deck extends the living space and provides a wonderful spot to relax year round. A garage adds valuable convenience and storage, while the home's extensive updates allow you to enjoy the benefits of a refreshed, move in ready property without the hassle of taking on major projects. With its open layout, stylish updates, spacious primary suite, garage, and beautiful private backyard, this home is a must see! Schedule your private showing today!

3307 E 43rd Street, Chattanooga

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Listing data is derived in whole or in part from NALMLS and is for consumers' personal, non-commercial use only. All data should be independently verified..

This information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but not guaranteed.